BANKINTER S.A. BME:BKT Price, Chart, News & Insight

Bankinter reported first-quarter 2026 net profit of €291 million, up around 8% year-on-year, supported by growth across all business lines and continued expansion of its customer base.

The bank delivered strong operating performance, with net interest income rising 5.5%, gross income up 6.5%, and operating income increasing 8.7%. Loans grew 5%, while assets under management outside the balance sheet surged 17%, reflecting sustained momentum in investment products.

Profitability and efficiency metrics remained robust, with return on equity at 18.8%, a cost-to-income ratio of 35.4%, and a non-performing loan ratio of 1.92%. The CET1 capital ratio stood at 12.96%, well above regulatory requirements, highlighting the strength of the bank’s balance sheet.

💬 🔗

The Investor 04-26-26

Bankinter has launched a generative AI-powered WhatsApp assistant, becoming the first bank in Spain to introduce such a solution on the platform.

The assistant, part of the bank’s “AI First” strategy, allows both customers and non-customers to ask questions in natural language and receive fast, multilingual responses based on publicly available information. Available 24/7, the tool enhances digital customer service while maintaining strict data privacy, as it does not access personal data or perform banking transactions.

Bankinter said the initiative strengthens its digital engagement capabilities and improves user experience on one of its most widely used communication channels, which already handles over 70,000 customer inquiries annually.

💬 🔗

European Investor 04-16-26

Madrid, April 15, 2026 — Bankinter has partnered with Microsoft to deploy advanced generative AI tools across its entire workforce, becoming the first Spanish bank to implement such technology at full organizational scale.

The rollout includes Microsoft 365 Copilot for all departments, Copilot in Dynamics 365 Sales for commercial teams, and GitHub Copilot for more than 800 developers, aimed at improving productivity, streamlining software development, and accelerating delivery cycles.

The initiative is part of Bankinter’s “AI First” strategy, positioning artificial intelligence as a core, organization-wide capability. The bank said the deployment will enhance operational efficiency, support innovation, and enable employees to focus on higher-value tasks.

The partnership also emphasizes strong governance, including data protection, regulatory compliance, and employee training, ensuring responsible and secure adoption of AI technologies across the organization.

💬 🔗

European Investor 04-15-26

Bankinter announced that its subsidiary Bankinter Investment has launched a new alternative investment fund aimed at broadening access to real asset investing.

The new vehicle, Bankinter Investment Inversión Alternativa II (FIL), allows investors to participate with a minimum investment of €10,000, significantly lower than typical thresholds for such strategies.

The fund will invest in a diversified portfolio of real economy assets—including energy, real estate, infrastructure, tourism, and logistics—primarily across Europe and OECD countries, with a long-term investment horizon.

It features a more flexible investment policy than traditional private equity funds and allows subscriptions and redemptions through transfers from other funds, offering potential tax efficiency benefits for Spanish investors.

The fund targets a net internal rate of return (IRR) of around 9% and aims to provide stable income alongside capital appreciation.

Overall, the launch reflects Bankinter’s strategy to democratize access to alternative investments, positioning them as a complement to traditional portfolios by improving diversification and risk-return balance.

💬 🔗

The Investor 04-14-26

Bankinter and Avalmadrid have expanded their joint financing line to €30 million to support small businesses and self-employed workers in the Madrid region.

The increased funding aims to improve access to credit for SMEs and entrepreneurs amid rising demand for financial support, facilitating both new business creation and the expansion of existing companies. Through Avalmadrid’s guarantees, businesses will benefit from more favorable financing conditions, including better terms and reduced costs.

The agreement reinforces a long-standing partnership between the two institutions, positioning them as key contributors to regional economic activity, job creation, and business competitiveness.

💬 🔗

Global Finance News 04-13-26

Bankinter has launched a new premium Visa Infinite card to strengthen its offering for wealth management clients, expanding its range of payment solutions for high-net-worth individuals.

The card provides benefits including 1% cashback on purchases, airport lounge access, fast-track services, travel insurance coverage of up to €1.2 million, and access to luxury hotel programs. It is designed to enhance travel convenience and offer exclusive services tailored to affluent customers.

The Visa Infinite card is free in the first year and carries an annual fee of €135 thereafter, waived for clients meeting spending thresholds. The launch forms part of Bankinter’s broader strategy to upgrade its payments portfolio and enhance its value proposition in premium banking segments.

💬 🔗

The Investor 03-25-26

Bankinter Raises Digital Account Yield to 2% to Attract New Customers

Bankinter announced an increase in the interest rate of its “Cuenta Digital” to 2% TAE, up from 1.5%, as part of a campaign to boost customer acquisition through digital channels.

The offer applies to new clients only, with no minimum balance requirement and up to €50,000, and will be available until April 20 via web and mobile platforms. The account remains commission-free, with monthly interest payments and additional benefits such as a free debit card and access to a large ATM network.

💬 🔗

European Investor 03-17-26

Bankinter has launched “MemorIA,” a generative AI agent that allows shareholders, analysts, journalists and the public to interact with the bank’s 2025 Annual Report using natural language.

The tool enables users to search and retrieve financial data, corporate milestones and other key information from the report through conversational queries. MemorIA does not generate new information but provides answers based strictly on the official content of the annual report, helping users locate relevant data more quickly and efficiently.

Bankinter said the initiative makes it the first listed company in Spain’s IBEX 35 index to introduce an AI agent for accessing its annual report. The launch forms part of the bank’s broader “AI First” strategy aimed at improving efficiency, communication and access to corporate information.

💬 🔗

WS Investor 03-16-26

Bankinter has launched Valitic, a new real-time bank account ownership verification service for corporate clients developed in collaboration with Iberpay.

The service allows companies to instantly confirm whether the holder of an IBAN matches the associated tax identification number (CIF, NIF or NIE). By providing an immediate “OK” or “KO” response, the tool helps businesses verify account ownership before making payments.

Bankinter said the solution aims to reduce payment fraud, prevent operational errors and streamline payment processes by eliminating manual checks and improving internal financial controls for corporate clients.

💬 🔗

The Investor 03-13-26

Bankinter announced it has extended its campaign offering exchange-traded funds (ETFs) with zero purchase commission until 30 October 2026, expanding the initiative by adding Vanguard to the group of participating international asset managers.

The program now includes ETFs from several major asset managers such as BlackRock, DWS Group, Fidelity Investments, J.P. Morgan Asset Management, PIMCO and WisdomTree. The initiative aims to promote long-term investing by offering clients easier and lower-cost access to ETF products.

Bankinter also introduced a new “Periodic ETF Purchase” feature that allows clients to automate recurring investments into one or multiple ETFs. Investors using the automated plan will receive a bonus that removes the usual €6 minimum custody fee, lowering overall investment costs.

Alongside the campaign, the bank launched a free ETF training course developed with several international asset managers. The course, available through Bankinter’s digital channels, aims to improve financial literacy and help investors better understand ETF investment strategies.

💬 🔗

Global Finance News 03-12-26

BME:BKTFollow

BME:BKT