The Investor
26 Apr 2026, 21:44
Bankinter reported first-quarter 2026 net profit of €291 million, up around 8% year-on-year, supported by growth across all business lines and continued expansion of its customer base.
The bank delivered strong operating performance, with net interest income rising 5.5%, gross income up 6.5%, and operating income increasing 8.7%. Loans grew 5%, while assets under management outside the balance sheet surged 17%, reflecting sustained momentum in investment products.
Profitability and efficiency metrics remained robust, with return on equity at 18.8%, a cost-to-income ratio of 35.4%, and a non-performing loan ratio of 1.92%. The CET1 capital ratio stood at 12.96%, well above regulatory requirements, highlighting the strength of the bank’s balance sheet.
The bank delivered strong operating performance, with net interest income rising 5.5%, gross income up 6.5%, and operating income increasing 8.7%. Loans grew 5%, while assets under management outside the balance sheet surged 17%, reflecting sustained momentum in investment products.
Profitability and efficiency metrics remained robust, with return on equity at 18.8%, a cost-to-income ratio of 35.4%, and a non-performing loan ratio of 1.92%. The CET1 capital ratio stood at 12.96%, well above regulatory requirements, highlighting the strength of the bank’s balance sheet.