NYSE:GPN

Global Payments Expands AI-Powered Authentication Platform With Visa IDX Integration

Global Payments (NYSE: GPN) expanded its Adaptive Authentication platform with Visa Intelligent Data Exchange API, aiming to improve transaction approval rates while reducing false declines and checkout friction for merchants in the U.S. and Canada.

The enhanced platform uses AI to select the most effective authentication strategy for each transaction, drawing on capabilities including 3D Secure, Data Only authentication, SCA exemptions and Visa IDX API.

By sharing richer transaction data with issuers, Global Payments said merchants can support more informed authorization decisions and improve conversion without adding unnecessary customer challenges.

The company said previous deployments of Data Only authentication and its AI-powered optimization model have typically improved merchant approval rates by 4%-6%, helping recover legitimate transactions that might otherwise have been declined.

Visa IDX API is initially available for eligible domestic transactions in the U.S. and Canada, while Global Payments’ broader Adaptive Authentication and Data Only capabilities are available globally.

The expansion strengthens Global Payments’ value-added services strategy by combining AI-driven authentication optimization with fraud and risk capabilities from Ravelin, giving merchants a more integrated approach to authorization, fraud prevention and digital checkout performance.
Global Payments Showcases AI-Powered Genius Platform at Inaugural Commerce Event

Global Payments (NYSE: GPN) is expanding its push into integrated commerce technology with the launch of Genius World, a new flagship event showcasing the company's Genius platform across retail, restaurants and enterprise environments.

The event, running August 24-27 in Las Vegas, is designed to demonstrate how Global Payments is combining payments, software and hardware into a unified point-of-sale ecosystem. The company has created an interactive “Main Street” featuring businesses including a café, restaurant, wine shop, stadium concession, drive-thru and food truck to demonstrate Genius in real-world operating environments.

AI becomes a bigger part of Global Payments' commerce strategy

A notable focus is artificial intelligence. Global Payments is displaying an AI-first Genius handheld device designed for edge AI and will hold sessions discussing future AI software applications for merchants.

The broader Genius lineup includes modular countertop systems, kiosks, digital menu boards and drive-thru technology. Global Payments is also introducing expanded capabilities such as mobile payments and a back-of-house kitchen platform providing real-time operational visibility and maintaining order-processing functionality even when offline.

The strategy reflects Global Payments' effort to move beyond payment processing toward a more comprehensive commerce platform. Integrating software, payments and merchant operations can deepen customer relationships while creating opportunities to capture a larger share of merchant technology spending.

Genius platform heads on nationwide tour

Following the Las Vegas event, Global Payments plans a Genius Road Trip with more than 40 stops across the U.S., bringing product demonstrations directly to client partners.

The event itself also includes nearly 50 sessions covering AI, commerce technology, product roadmaps, customer case studies and economic trends.

For Global Payments, Genius World is primarily a product and strategy announcement rather than an immediate financial catalyst. However, it highlights the company's increasing emphasis on software-driven, AI-enabled commerce solutions as competition intensifies across the payments and point-of-sale industry.
Global Payments to Report First Quarter Results on May 6, 2026
Global Payments reported that while card payments עדיין dominate in the U.S., younger consumers are accelerating a shift toward digital wallets, according to its latest Global Payments Report.

Cards accounted for 49% of online and 71% of in-store spending in the U.S. in 2025, but their share is expected to decline by 2030 as more consumers use cards through mobile wallets. Digital wallets already represent 40% of online and 17% of in-store spending in the U.S., with usage projected to grow steadily and reach $4.1 trillion by 2030.

The report highlights that Generation Z is driving this transition, with digital wallets now the most used online payment method for a significant share of younger consumers. Globally, mobile payments are already dominant, particularly in Asia-Pacific, signaling a broader long-term shift away from physical cards.

The findings underscore a changing payments landscape, where businesses must adapt to increasing demand for flexible, mobile-first payment solutions.
Business Wire
Global Payments announced that its Link2Gov unit has been selected by the U.S. Internal Revenue Service as a preferred digital payments provider for the 2026 tax season. Through the Pay1040*com platform, taxpayers will be able to make federal tax payments using credit cards, debit cards, and digital wallets, supporting the IRS’s broader effort to modernize federal payment systems and expand electronic payment options.

The partnership aligns with a March 2025 U.S. executive order encouraging federal agencies to transition toward fully digital payment and disbursement systems. Global Payments said the initiative aims to improve convenience, security, and accessibility for taxpayers making payments to the IRS.

Link2Gov has served as an authorized IRS payment processor for more than two decades and facilitates millions of federal tax transactions each year, while also providing electronic payment solutions for federal, state, and local government agencies.
Source: Business Wire
Global Payments posts Q4 profit growth, completes Worldpay acquisition

Global Payments Inc. reported fourth-quarter 2025 GAAP revenue of $1.90 billion and diluted earnings per share (EPS) of $0.92, while adjusted EPS rose 12% to $3.18, or 11% in constant currency. Adjusted net revenue increased 6% in constant currency excluding dispositions to $2.32 billion, and adjusted operating margin expanded 80 basis points to 44.7%.

For full-year 2025, GAAP revenue totaled $7.71 billion, compared with $7.74 billion in 2024, and GAAP EPS was $5.78. Adjusted net revenue rose 6% in constant currency excluding dispositions to $9.32 billion, while adjusted EPS increased 11% to $12.22. Adjusted operating margin improved 97 basis points to 44.2%.

During the year, the company completed its acquisition of Worldpay and divested its Issuer Solutions business, repositioning itself as a pure-play merchant solutions provider. Management said the transformation enhances scale, cash-flow generation, and long-term growth prospects.

Global Payments announced a new $2.5 billion share repurchase authorization and entered into a $550 million accelerated share repurchase agreement. The company reiterated its plan to return $7.5 billion to shareholders through the end of 2027.

For 2026, the company expects constant-currency adjusted net revenue growth of about 5% excluding dispositions, operating margin expansion of roughly 150 basis points, and adjusted EPS of $13.80 to $14.00, representing 13% to 15% growth.

Source: Business Wire
Global Payments Inc. announced it will release its fourth-quarter and full-year 2025 financial results before U.S. markets open on February 18, 2026. Management will host a live audio webcast at 8:00 a.m. ET the same day to discuss the results, with a replay available afterward on the company’s investor relations website.

Source: Global Payments Inc. / Business Wire
Global Payments Inc. announced the completion of its acquisition of Worldpay from FIS and GTCR, along with the divestiture of its Issuer Solutions business to FIS, transforming the company into a pure-play commerce solutions provider.

The transaction significantly expands Global Payments’ scale and global reach, with the combined company serving more than six million merchant locations, processing $3.7 trillion in annual payment volume and approximately 94 billion transactions across more than 175 countries. The integration is expected to strengthen payment technology and software capabilities while supporting annual investment of more than $1 billion to accelerate innovation.

Chief Executive Officer Cameron Bready said the combination enhances geographic reach, distribution channels, and product breadth, positioning Global Payments to better serve clients of all sizes. The company will operate through three go-to-market channels—Enterprise, SMB, and Integrated & Platforms—each tailored to specific client needs and growth stages.
Global Payments Publishes 2026 Commerce and Payment Trends Report

Global Payments released its sixth annual Commerce and Payment Trends Report, highlighting six key trends shaping everyday commerce in 2026, including the rise of AI-powered shopping agents, the expansion of point-of-sale systems beyond transactions, growing accessibility of embedded finance, faster and more fluid money movement, the potential role of stablecoins in cross-border payments, and increasing demand for frictionless, self-service commerce. Source: Global Payments Inc. / Business Wire
Global Payments Partners with Uber Eats to Integrate Delivery into Genius POS Platform

Global Payments announced a new partnership with Uber Eats, making the delivery service its preferred partner for restaurants using the company’s Genius point-of-sale system in the U.S. and Canada. The integration enables restaurants to onboard Uber Eats through a self-serve process and automatically sync orders, updates and cancellations between the two platforms, improving both efficiency and customer experience.

The announcement was made at Global Payments’ inaugural Genius User Conference, where the company also highlighted new technologies—including Genius Drive Thru with camera-vision order matching and a newly launched modular countertop POS device designed for flexibility and speed.

Restaurants such as 7 Brew Drive-Thru Coffee have adopted Genius to support rapid growth, with the system now deployed across more than 500 locations. Global Payments said the enhanced Uber Eats integration will help restaurants reach more customers and streamline delivery operations.