Global Finance News
18 Feb 2026, 20:34
Equifax (NYSE: EFX) has launched Optimal Path™—its AI-powered credit score planner—directly within the myEquifax mobile app for U.S. consumers at no additional cost.
Built on the Equifax Cloud™ and leveraging patented EFX*AI capabilities, Optimal Path integrates with a user’s Equifax credit profile to generate personalized 30-day action plans designed to help improve their VantageScore® 3.0 credit score. The tool simulates how specific financial actions could impact a consumer’s score and dynamically updates recommendations as progress is made. Users can track milestones, receive reminders, and monitor projected improvements—potentially seeing score increases within 90 days.
Optimal Path is available free to Equifax Core Credit™ and premium subscribers via the myEquifax app on Apple App Store and Google Play.
Source: PR Newswire
Built on the Equifax Cloud™ and leveraging patented EFX*AI capabilities, Optimal Path integrates with a user’s Equifax credit profile to generate personalized 30-day action plans designed to help improve their VantageScore® 3.0 credit score. The tool simulates how specific financial actions could impact a consumer’s score and dynamically updates recommendations as progress is made. Users can track milestones, receive reminders, and monitor projected improvements—potentially seeing score increases within 90 days.
Optimal Path is available free to Equifax Core Credit™ and premium subscribers via the myEquifax app on Apple App Store and Google Play.
Source: PR Newswire
