Equifax announced the launch of Income Confirm, a new product designed to strengthen lender decisioning during the credit card origination process. Income Confirm combines verified employment and income data from The Work Number with the Equifax Consumer Credit Report, giving lenders a more complete view of an applicant’s financial capacity and risk profile. The solution provides insights such as current employment status, employer name, and calculated annual income, helping lenders make faster, more accurate approval decisions and optimize initial credit limits based on an applicant’s true ability to pay. By improving speed, accuracy, and confidence in underwriting, Income Confirm aims to enhance both lender efficiency and the consumer application experience.

Source: Equifax, PRNewswire, January 26, 2026.