The Investor
18 Jan 2026, 18:03
Equifax Inc said its third-quarter 2025 Market Pulse Index shows modest improvement in U.S. consumer financial health, particularly among lower credit score tiers and Gen Z consumers. The index rose to 61.6 by the end of September 2025, up 0.35% quarter over quarter, marking the first increase for consumers with credit scores below 580 since early 2024.
Equifax noted that while the “K-shaped” economic divide between higher- and lower-income households persists, the gap is no longer widening as rapidly. Gen Z recorded the fastest improvement in average index scores, though with wide variability, suggesting uneven financial progress as younger consumers enter the workforce and build credit. Higher credit tiers and older generations continued to benefit from accumulated assets, supporting overall stability.
Source: PR Newswire
Equifax noted that while the “K-shaped” economic divide between higher- and lower-income households persists, the gap is no longer widening as rapidly. Gen Z recorded the fastest improvement in average index scores, though with wide variability, suggesting uneven financial progress as younger consumers enter the workforce and build credit. Higher credit tiers and older generations continued to benefit from accumulated assets, supporting overall stability.
Source: PR Newswire
