The Investor
29 Jul 2025, 10:06
The Hartford Q2 2025 Summary
The Hartford reported strong Q2 2025 results, with net income rising 35% to $990 million ($3.44/share) and core earnings up 31% to $981 million ($3.41/share) compared to Q2 2024. Growth was driven by higher premiums, improved underwriting results, and increased investment income.
Key metrics:
• P&C written premiums rose 8%, led by Business Insurance (+8%) and Personal Insurance (+7%).
• Business Insurance achieved an 87.0 combined ratio, while
Personal Insurance improved its underlying combined ratio by 7.5 points to 62.8.
• Employee Benefits showed a 9.2% core earnings margin.
• The company returned $549 million to shareholders.
• Net income ROE was 19.8% and core earnings ROE was 17.0% for the trailing 12 months.
Book value per share rose 8.9% to $60.02 and 5.2% excluding AOCI. CEO Christopher Swift praised the performance as evidence of strategic execution and profitable growth.
The Hartford reported strong Q2 2025 results, with net income rising 35% to $990 million ($3.44/share) and core earnings up 31% to $981 million ($3.41/share) compared to Q2 2024. Growth was driven by higher premiums, improved underwriting results, and increased investment income.
Key metrics:
• P&C written premiums rose 8%, led by Business Insurance (+8%) and Personal Insurance (+7%).
• Business Insurance achieved an 87.0 combined ratio, while
Personal Insurance improved its underlying combined ratio by 7.5 points to 62.8.
• Employee Benefits showed a 9.2% core earnings margin.
• The company returned $549 million to shareholders.
• Net income ROE was 19.8% and core earnings ROE was 17.0% for the trailing 12 months.
Book value per share rose 8.9% to $60.02 and 5.2% excluding AOCI. CEO Christopher Swift praised the performance as evidence of strategic execution and profitable growth.
