European Investor
24 Feb 2026, 10:09
United Overseas Bank Limited reported FY2025 operating profit of S$7.7 billion, while net profit declined 23% year-on-year to S$4.7 billion, mainly due to pre-emptive general allowances set aside in 3Q to strengthen provision coverage .
Net interest income fell 3% to S$9.4 billion as margin compression offset 4% loan growth, while net fee income rose 7% to a record S$2.6 billion, driven by strong wealth management and loan-related fees . Asset quality remained stable with a non-performing loan ratio of 1.5% .
The Board proposed a final dividend of 71 cents per share, bringing total FY2025 dividends to S$1.56 per share (approximately 50% payout ratio). In addition, a special dividend of 50 cents per share was paid during 2025 .
Source: UOB FY2025 Financial Results
Net interest income fell 3% to S$9.4 billion as margin compression offset 4% loan growth, while net fee income rose 7% to a record S$2.6 billion, driven by strong wealth management and loan-related fees . Asset quality remained stable with a non-performing loan ratio of 1.5% .
The Board proposed a final dividend of 71 cents per share, bringing total FY2025 dividends to S$1.56 per share (approximately 50% payout ratio). In addition, a special dividend of 50 cents per share was paid during 2025 .
Source: UOB FY2025 Financial Results
