SoFi Technologies reported a standout fourth quarter in 2025, delivering record adjusted net revenue of $1.0 billion, up 37% year over year, and net income of $174 million. Adjusted EBITDA rose 60% to a record $318 million, while fee-based revenue jumped 53% to $443 million.

Growth remained strong across the platform, with members increasing 35% to a record 13.7 million and total products rising 37% to 20.2 million. Management highlighted continued momentum from its one-stop digital financial services model and announced 2026 guidance alongside a positive medium-term outlook.

Source: Business Wire, January 30, 2026