Global Finance News
30 Jan 2026, 15:37
American Express reported a strong set of full-year and fourth-quarter 2025 results, supported by solid Card Member spending and continued growth in fee and interest income.
Full-year 2025 revenues rose 10% year over year to $72.2 billion, while net income increased to $10.8 billion. Earnings per share reached $15.38, up 10% from 2024, or 15% excluding the prior-year transaction gain. In the fourth quarter, Card Member spending grew 9% year over year, or 8% on an FX-adjusted basis, with total revenues rising 10% to $19.0 billion. Credit quality remained stable, with a full-year net write-off rate of 2.0%.
Looking ahead, the company guided for 2026 revenue growth of 9% to 10% and EPS in the range of $17.30 to $17.90, and announced plans to increase its quarterly dividend by about 16% to $0.95 per share.
Full-year 2025 revenues rose 10% year over year to $72.2 billion, while net income increased to $10.8 billion. Earnings per share reached $15.38, up 10% from 2024, or 15% excluding the prior-year transaction gain. In the fourth quarter, Card Member spending grew 9% year over year, or 8% on an FX-adjusted basis, with total revenues rising 10% to $19.0 billion. Credit quality remained stable, with a full-year net write-off rate of 2.0%.
Looking ahead, the company guided for 2026 revenue growth of 9% to 10% and EPS in the range of $17.30 to $17.90, and announced plans to increase its quarterly dividend by about 16% to $0.95 per share.