Global Finance News
29 Jan 2026, 20:01
Mastercard Incorporated reported strong fourth-quarter and full-year 2025 results, reflecting robust transaction growth, rising revenues, and continued momentum across its core payments and value-added services businesses.
In the fourth quarter, Mastercard posted net income of $4.1 billion, or $4.52 per diluted share. On an adjusted basis, net income reached $4.3 billion, with adjusted diluted EPS of $4.76. Net revenue rose 18% year over year to $8.8 billion, or 15% on a currency-neutral basis, supported by healthy consumer and business spending trends.
Operational metrics also showed solid growth. Gross dollar volume increased 7% on a local currency basis, while purchase volume rose 9%, underscoring sustained activity across global payment flows.
For full-year 2025, net revenue increased 16% year over year, or 15% on a currency-neutral basis. Management highlighted particularly strong performance in value-added services and solutions, which grew 23% for the year, as well as continued traction from strategic programs such as the Apple Card.
Chief Executive Officer Michael Miebach said the macroeconomic environment remained supportive throughout the year and emphasized that Mastercard’s focus on innovation, trusted technology, and deep partnerships positions the company well to capture further growth opportunities heading into 2026.
In the fourth quarter, Mastercard posted net income of $4.1 billion, or $4.52 per diluted share. On an adjusted basis, net income reached $4.3 billion, with adjusted diluted EPS of $4.76. Net revenue rose 18% year over year to $8.8 billion, or 15% on a currency-neutral basis, supported by healthy consumer and business spending trends.
Operational metrics also showed solid growth. Gross dollar volume increased 7% on a local currency basis, while purchase volume rose 9%, underscoring sustained activity across global payment flows.
For full-year 2025, net revenue increased 16% year over year, or 15% on a currency-neutral basis. Management highlighted particularly strong performance in value-added services and solutions, which grew 23% for the year, as well as continued traction from strategic programs such as the Apple Card.
Chief Executive Officer Michael Miebach said the macroeconomic environment remained supportive throughout the year and emphasized that Mastercard’s focus on innovation, trusted technology, and deep partnerships positions the company well to capture further growth opportunities heading into 2026.