Global Finance News
29 Jan 2026, 09:27
FICO reported a solid start to fiscal 2026, posting higher earnings and double-digit revenue growth in its first quarter, supported by strong performance in its Scores business.
For the quarter ended December 31, 2025, FICO reported GAAP net income of $158.4 million, or $6.61 per share, up from $6.14 per share a year earlier. Revenue increased 16% year over year to $512.0 million. On a non-GAAP basis, net income rose to $175.6 million, with EPS of $7.33, compared with $5.79 in the prior-year period. Free cash flow totaled $165.4 million for the quarter.
Growth was led by the Scores segment, where revenue surged 29% to $304.5 million. Business-to-business scores revenue rose 36%, driven by higher mortgage origination score pricing and increased origination volumes, while business-to-consumer revenue grew 5% on stronger indirect channel performance. Software revenue was relatively stable, rising 2% year over year to $207.5 million. Software annual recurring revenue increased 5%, supported by a 33% rise in platform ARR, partially offset by a decline in non-platform ARR.
CEO Will Lansing said the company delivered strong top- and bottom-line growth and reaffirmed its fiscal 2026 guidance, which implies stronger growth than achieved in fiscal 2025.
Source: Business Wire
For the quarter ended December 31, 2025, FICO reported GAAP net income of $158.4 million, or $6.61 per share, up from $6.14 per share a year earlier. Revenue increased 16% year over year to $512.0 million. On a non-GAAP basis, net income rose to $175.6 million, with EPS of $7.33, compared with $5.79 in the prior-year period. Free cash flow totaled $165.4 million for the quarter.
Growth was led by the Scores segment, where revenue surged 29% to $304.5 million. Business-to-business scores revenue rose 36%, driven by higher mortgage origination score pricing and increased origination volumes, while business-to-consumer revenue grew 5% on stronger indirect channel performance. Software revenue was relatively stable, rising 2% year over year to $207.5 million. Software annual recurring revenue increased 5%, supported by a 33% rise in platform ARR, partially offset by a decline in non-platform ARR.
CEO Will Lansing said the company delivered strong top- and bottom-line growth and reaffirmed its fiscal 2026 guidance, which implies stronger growth than achieved in fiscal 2025.
Source: Business Wire