The Investor
26 Jan 2026, 20:15
Fiserv announced an exclusive collaboration with Affirm to bring buy now, pay later (BNPL) capabilities to debit card programs offered by U.S. banks and credit unions on the Fiserv platform. The partnership enables financial institutions to offer pay-over-time options directly through existing debit cards without building new lending products, using a turnkey integration managed jointly by Fiserv and Affirm.
Through this collaboration, debit cardholders will be able to split eligible purchases into fixed payments with clear schedules and no late or hidden fees, accessed natively through their bank’s mobile app. The solution leverages Affirm’s real-time underwriting, loan origination, and funding, while also giving consumers access to Affirm’s merchant network of nearly 420,000 retailers. Fiserv said the initiative is designed to help banks and credit unions increase debit engagement, keep spending within their ecosystems, and meet growing consumer demand for flexible payment options.
Source: Fiserv, GlobeNewswire
Through this collaboration, debit cardholders will be able to split eligible purchases into fixed payments with clear schedules and no late or hidden fees, accessed natively through their bank’s mobile app. The solution leverages Affirm’s real-time underwriting, loan origination, and funding, while also giving consumers access to Affirm’s merchant network of nearly 420,000 retailers. Fiserv said the initiative is designed to help banks and credit unions increase debit engagement, keep spending within their ecosystems, and meet growing consumer demand for flexible payment options.
Source: Fiserv, GlobeNewswire
