WS Investor
26 Jan 2026, 16:55
Bank of Hawai‘i Corporation reported strong fourth-quarter and full-year 2025 results, driven by continued expansion in net interest income and margin improvement. For the fourth quarter of 2025, the company posted diluted earnings per share of $1.39 and net income of $60.9 million, representing solid growth both quarter-over-quarter and year-over-year. Net interest margin increased to 2.61%, supported primarily by lower deposit costs, while the average quarterly cost of total deposits declined to 1.43%. Share repurchases were also resumed during the quarter.
For the full year 2025, Bank of Hawai‘i delivered diluted earnings per share of $4.63 and net income of $205.9 million, up more than 37% compared with 2024. Return on average common equity rose to 13.29%, reflecting improved profitability and disciplined expense management. Management highlighted consistent growth in net interest income for the seventh consecutive quarter, stable loan and deposit growth, and continued strong credit quality as key contributors to performance.
For the full year 2025, Bank of Hawai‘i delivered diluted earnings per share of $4.63 and net income of $205.9 million, up more than 37% compared with 2024. Return on average common equity rose to 13.29%, reflecting improved profitability and disciplined expense management. Management highlighted consistent growth in net interest income for the seventh consecutive quarter, stable loan and deposit growth, and continued strong credit quality as key contributors to performance.