European Investor
20 Jan 2026, 19:31
Garanti BBVA Payment Systems has released its report “2025 Card Payments in Türkiye,” highlighting strong growth in card usage, e-commerce, and contactless payments, based on data from the Interbank Card Center (BKM).
Total card spending rose 51.9% to over TL 24.6 trillion, driven mainly by credit cards (TL 20.4 trillion), while total card numbers are expected to reach 460 million. Consumers increasingly preferred upfront payments, accounting for 80.5% of credit card transactions, though installment use grew in e-commerce. Online spending reached TL 6.71 trillion, making up 32.8% of all card transactions.
Contactless payments continued their rapid rise, with 7.96 billion transactions in 2025, representing 68% of all card payments, confirming contactless as a mainstream consumer habit in Türkiye.
Total card spending rose 51.9% to over TL 24.6 trillion, driven mainly by credit cards (TL 20.4 trillion), while total card numbers are expected to reach 460 million. Consumers increasingly preferred upfront payments, accounting for 80.5% of credit card transactions, though installment use grew in e-commerce. Online spending reached TL 6.71 trillion, making up 32.8% of all card transactions.
Contactless payments continued their rapid rise, with 7.96 billion transactions in 2025, representing 68% of all card payments, confirming contactless as a mainstream consumer habit in Türkiye.