Bank of America reported fourth-quarter and full-year 2025 results, posting Q4 net income of $7.6 billion, up from $6.8 billion a year earlier, with earnings per share rising 18% year on year to $0.98. Quarterly revenue increased 7% to $28.4 billion, supported by higher net interest income, asset management fees, and solid sales and trading performance.

For full-year 2025, Bank of America generated net income of $30.5 billion and EPS of $3.81, both up 19% from 2024. Net interest income grew 10% year on year to $15.8 billion in the fourth quarter, while credit quality improved, with provisions for credit losses declining and net charge-offs falling. The bank also returned $8.4 billion to shareholders during the quarter through dividends and share repurchases.

All major business segments reported profits in the quarter, led by Consumer Banking with net income of $3.3 billion, followed by Global Banking at $2.1 billion, Global Wealth and Investment Management at $1.4 billion, and Global Markets at $1.0 billion. CEO Brian Moynihan said the results capped a strong year, citing resilient consumers and businesses, improved efficiency, and confidence in maintaining momentum into 2026.