Garanti BBVA has launched a new personal finance feature called “My Credit Coach” within its Garanti BBVA Mobile app, aimed at helping customers better manage their finances, improve financial health and plan ahead. The tool analyzes customers’ banking history to provide an overall view of their financial situation and delivers personalized guidance tailored to individual needs.

Available under the “My Status” section of the app, My Credit Coach supports healthier financial habits by encouraging users to track payment schedules, keep personal information up to date and better understand key financial concepts. It also offers clear explanations on topics such as credit scores and the differences between cash advances and loans, helping to strengthen financial literacy, particularly among younger customers.

In addition, the tool presents personalized credit, overdraft and credit card offers based on each customer’s profile. Garanti BBVA stated that My Credit Coach will continue to evolve with new features over time, reinforcing the bank’s goal of supporting customers throughout every stage of their financial journey.