The Investor
29 Oct 2025, 18:24
FICO Launches Mortgage Score Simulator with SharperLending to Enhance Borrower Insights
FICO (NYSE: FICO) announced that SharperLending Solutions, a subsidiary of Xactus, is now offering the FICO Score Mortgage Simulator on its credit platform. The new tool allows mortgage professionals to model how credit report changes—such as debt repayment or account closure—could impact a borrower’s FICO Score. Built using FICO’s proprietary algorithms, it supports simulations across all three major credit bureaus and multiple FICO Score versions used in mortgage lending. The collaboration aims to improve transparency, strengthen lender-borrower relationships, and help consumers secure better loan options and rates.
FICO (NYSE: FICO) announced that SharperLending Solutions, a subsidiary of Xactus, is now offering the FICO Score Mortgage Simulator on its credit platform. The new tool allows mortgage professionals to model how credit report changes—such as debt repayment or account closure—could impact a borrower’s FICO Score. Built using FICO’s proprietary algorithms, it supports simulations across all three major credit bureaus and multiple FICO Score versions used in mortgage lending. The collaboration aims to improve transparency, strengthen lender-borrower relationships, and help consumers secure better loan options and rates.