Swisscard AECS GmbH, Switzerland’s leading premium credit card provider, is extending its partnership with FICO to integrate AI-powered decision optimisation into the FICO® Platform. The move will enhance credit limit management, enabling Swisscard to offer greater flexibility on spending limits while carefully managing risk based on customer behaviour. Building on a five-year collaboration, Swisscard already uses FICO Platform for onboarding, limit management, and customer processes.

By adopting optimisation technology, Swisscard aims to boost customer satisfaction and loyalty, while driving higher revenues and improved card usage. FICO’s advanced analytics will allow Swisscard to set and adjust credit limits with greater precision, creating a more agile and consistent decision-making process without the need for IT intervention.